Christmas in Florida. It’s three words that sound strange.   Panama City Beach = Summer time. It’s a fact that locals understand… once the temperature warms up that is when most visitors come down. But, what is it like here during the winter?   Winter is a very special time here on Panama City Beach, with cooler temperatures, hot chocolate, horse drawn carriage rides and exciting Christmas events and all without the snow shoveling. Next time you plan your Panama City Beach vacation, avoid the crowds and the snow drifts and come have a different type of “White Christmas” …on the beach.